fraud prevention, debt collection, debt collector, Reduce Bad Debt

Switch on your cash flow with Ko-bolt

Debt Recovery made simple and affordable in partnership with Atlas Risk

We're on a mission to reduce Bad Debt


Because we believe that no business should suffer as a result of late payment or bad debt.


We blend decades of experience and expertise with product innovation, technology application and an ethos which puts the customer at the heart of everything we do.


We exist to ensure that businesses have the right tools to tackle late payment and avoid bad debt.

Why Ko-bolt?

Ko-bolt specialises in getting suppliers paid quickly whilst preserving relationships with their customer, the buyer. The process is firm, but fair. We aim to immediately open up a dialogue with the buyer across a variety of media to give them the tools they need to talk to us. We then work with the buyer to expedite payment by offering expert advice and support on improving their cash flow so that they can pay quickly and the buyer-supplier relationship can be maintained. We like to think of it as debt resolution.

No Collection, No Commission

Our service is always offered on a 'no collection, no commission' basis


Our innovative and personable debt resolution service has a success rate of 82%*


Available in 147 Countries through our network of local agents


We pride ourselves on providing the best possible service to you and your customer


We use unique email tracking software to increase response rates and collection success

How much does it cost to recover debt using Ko-bolt?

fraud prevention, debt collection, debt collector, Reduce Bad Debt

Atlas Risk customers receive a 20% discount on our rates of commission.

UK Debt Collection
No Collection, No Commission
  • Fast turnaround
  • Focused on client retention
International Debt Collection
No Collection, No Commission
  • Local agent fees may vary
  • Available in 147 Countries

As per the Late Payment of Commercial Debts Regulations 2013, collection costs and interest are payable by the buyer. When we collect them, there’s no cost to you. 

What is the true cost of Bad Debt?

The average profit margin in the UK is 10% according to the office for national statistics. A loss of £10,000 would result in you having to do £100,000 in additional turnover in order to offset the loss and for the average SME, this figure is simply unattainable.

Using the sliders in our bad debt calculator, you can see how much additional turnover is required to offset your late payment if it becomes irrecoverable.

Our personable debt collection service can help you to avoid bad debt while maintaining your buyer-supplier relationship.

Register for your free account today and receive 'Switch On Your Cash Flow' - an essential guide to credit management strategies which put business relationships first and help to mitigate bad debt risk.

+ 0 %

The Euler Hermes Global Insolvency Index forecasts a +13% increase in the number of insolvencies worldwide in 2021, compared to 2019.

0 %

The number of small businesses which have been subject to late or frozen payments in the wake of the COVID-19 outbreak, according to a study conducted by the Federation of Small Businesses (FSB).

£ 0 bn

It’s likely that economic disruption caused by COVID‐19 will see unpaid business debt double to £8.6bn, according to an article by Red Flag Partner, Mark Halstead.

If you trade on credit terms, then credit risk and fraud are challenges you face everyday. 

Things will get worse before they get better, but you may be able to prevent your business from suffering irrecoverable losses.

No matter what trade or sector you’re in, unfortunately, a poor payment culture exists in the UK (and elsewhere in the world). Business owners and credit professionals at all levels need to be able to implement and administer well designed strategies to minimise payment delays, reduce credit risk and fraud, all while supporting sales and business growth. Switch On Your Cash Flow will help you create a number of strategies to do exactly that. No matter what field you are in, from bookkeepers to credit managers, this book will help you minimise the effects of bad debt.

Who is this book for?

  • Multitaskers: Business owners, directors and credit professionals.
  • Those responsible for making tough decisions on credit risk and strategy everyday.
  • Those dedicated to making their business thrive as we begin the process of recovery.
cash flow, business growth, fraud prevention, debt collection, debt collector, Reduce Bad Debt

"This book will help you implement the processes and tools required to facilitate growth, improve cash flow and ensure the safety of your business."

Get your copy today!

Choose the format that works best for you.




£ 12


£ 7

*Free ebook requires registration for a free account with Ko-bolt. The download link will be sent to your email within 24 hours of authentication.

3 simple steps to getting paid

Step 1

Register for your free account

Registering with Ko-bolt is free of charge, there are no joining fees, annual fees or debt placement fees, so you only pay when we collect. What’s more, as per the Late Payment of Commercial Debts Regulations 2013, collection costs and interest are payable by your buyer. We add our costs to the account and when we collect them, there’s no cost to you. Any interest we recover is 100% yours. 

Step 2

Place your debt

Once you’ve registered, you can start working with Ko-bolt right away. You’ll need to provide us with copies of invoices and/or an up to date statement of account. You can drag and drop these documents into Ko-bolt’s online debt placement tool. 

We’ll only contact you if we need additional information or we’re unable to help (e.g. if we identify that the buyer is already insolvent at placement).

Step 3

Get Paid!

Provided we have everything we need, we’ll get to work within 24 hours and we hope to have resolved the debt within 21 days. Once we’ve collected your money, we want you to make use of it, so we remit cleared funds every other week, which is twice the average for the industry.


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Commercial debt collection, Reduce Bad Debt, fraud prevention, debt collection, debt collector

© Ko-bolt International Ltd – 2020. All rights reserved

Ko-bolt is a trading style of Ko-bolt International Limited, registered in England and Wales – Company Number 12570727

VAT Number – GB 353 9399 57

+44 (0) 203 889 8425