Commercial Debt Collection

Switch on your cash flow with Ko-bolt

Commercial Debt Collection which puts the buyer-supplier relationship first

We're on a mission to reduce Bad Debt


Because we believe that no business should suffer as a result of late payment or bad debt.


We blend decades of experience and expertise with product innovation, technology application and an ethos which puts the customer at the heart of everything we do.


We exist to ensure that businesses have the right tools to tackle late payment and avoid bad debt.

Why Ko-bolt Commercial Debt Collection?

No Collection, No Commission

Our service is always offered on a 'no collection, no commission' basis


Our innovative and personable debt resolution service has a success rate of 82%*


Available in 147 Countries through our network of local agents


We pride ourselves on providing the best possible service to you and your customer


We use unique email tracking software to increase response rates and collection success

What is the true cost of Bad Debt?

The average profit margin in the UK is 10% according to the office for national statistics. A loss of £10,000 would result in you having to do £100,000 in additional turnover in order to offset the loss and for the average SME, this figure is simply unattainable.

Using the sliders in our bad debt calculator, you can see how much additional turnover is required to offset your late payment if it becomes irrecoverable.

Our personable Commercial Debt Collection service can help you to avoid bad debt while maintaining your buyer-supplier relationship.

How much does it cost to recover debt using Ko-bolt?

UK Commercial Debt Collection
No Collection, No Commission
  • Fast turnaround
  • Focused on client retention
International Debt Collection
No Collection, No Commission
  • Local agent fees may vary
  • Available in 147 Countries

As per the Late Payment of Commercial Debts Regulations 2013, collection costs and interest are payable by the buyer. When we collect them, there’s no cost to you. 

3 simple steps to getting paid

Step 1

Register for your free account

Registering with Ko-bolt is free of charge, there are no joining fees, annual fees or debt placement fees, so you only pay when we collect. What’s more, as per the Late Payment of Commercial Debts Regulations 2013, collection costs and interest are payable by your buyer. We add our costs to the account and when we collect them, there’s no cost to you. Any interest we recover is 100% yours. 

Step 2

Place your debt

Once you’ve registered, you can start working with Ko-bolt right away. You’ll need to provide us with copies of invoices and/or an up to date statement of account. You can drag and drop these documents into Ko-bolt’s online debt placement tool. 

We’ll only contact you if we need additional information or we’re unable to help (e.g. if we identify that the buyer is already insolvent at placement).

Step 3

Get Paid!

Provided we have everything we need, we’ll get to work within 24 hours and we hope to have resolved the debt within 21 days. Once we’ve collected your money, we want you to make use of it, so we remit cleared funds every other week, which is twice the average for the industry.

What our customers say

Our Services

Select a service below to find out more

Commercial Debt Recovery

Let us take the heavy lifting out of chasing late payment

Click here to find out more


Sometimes there's no other option

Click here to find out more

Risk Solutions

Risk solutions you can count on

Click here to find out more
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