Commercial Debt Recovery that puts the buyer-supplier relationship first

Switch on your cash flow with Ko-bolt

Simple and affordable Commercial Debt Recovery which puts the buyer-supplier relationship first

Why Ko-bolt?

Ko-bolt specialises in getting our clients, suppliers, paid quickly whilst preserving relationships with their customer, the buyer. The process is firm, but fair. We aim to immediately open up a dialogue with the buyer across a variety of media to give them the tools they need to talk to us.

We then work with the buyer to expedite payment by offering expert advice and support on improving their cash flow so that they can pay quickly and the buyer-supplier relationship can be maintained. We like to think of it as debt resolution

Our debt resolution service has no joining fee, annual fee or placement fees. What’s more, as per the Late Payment of Commercial Debts Regulations 2013, collection costs and interest are payable by the buyer. We add our costs to the account and when we collect them, there’s no cost to you. Any interest we recover is 100% yours. 

Our service is always offered on a ‘no collection, no commission’ basis, so if you don’t get paid, neither do we – sound fair?


Our innovative and personable debt resolution service has a success rate of 82%*

No Collection, No Commission

Our service is always offered on a 'no collection, no commission' basis


We pride ourselves on providing the best possible service to you and your buyer


Available in 147 Countries through a network of local agents

What is the true cost of bad debt to your business?

The average profit margin in the UK is 10% according to the office for national statistics. This means that a loss of £10,000 would result in you having to do £100,000 in additional turnover in order to offset the loss. For the average SME, this figure is simply unattainable.

Using the sliders in our bad debt calculator, you can see how much additional turnover is required to offset your bad debt.

Ko-bolt’s debt resolution service can help you to avoid bad debt while maintaining the buyer-supplier relationship. Get in touch with the team today to find out more.

Our Services

At Ko-bolt, we want to help you and your business to get the very best that the credit industry has to offer, so as well as our core service of debt resolution, we have curated services which are designed to help you minimise risk in trade and switch on your cash-flow. Select a service below to find out more

Commercial Debt Recovery

Let us take the heavy lifting out of chasing late payment

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Sometimes there's no other option

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Risk Solutions

Risk solutions you can count on

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Tired of scrolling? Get in touch
“In my career as a Credit Manager, I have worked with several debt collection agencies and I have to say that Ko-bolt has delivered the best results for me and my team. The placement process is very quick and simple. The success rate is high and thanks to the buyer-supplier focused approach, we have been able to maintain the relationship with our customers. I have no hesitation in endorsing and recommending Ko-bolt for your debt recovery needs and I have already done so to a number of people in my network. Keep up the good work guys!”
Gareth Dennison
Credit Manager - Crossling Limited
“Karl has provided our company with a 'what it says on the tin' service since the day we met and our business relationship started. His knowledge base and experience has been hugely influential in developing our processes. So much so that I describe him as a business 'partner' rather than an external service provider. He is truely .... our trusted advisor.”
Paul Howett